While on a leave of absence you may be concerned about how your leave could possibly affect your benefits or when to add new dependents to your coverage.
Please click here for further explanation of your benefits while on a leave of absence.
Adding a dependent to SEBB benefits:
Medical, Dental and Vision
You have up to 60 days to add a dependent to your medical plan, but we highly recommend you do this in the first 30 days after date of birth or legal custody. It takes a couple of weeks for processing and you don’t want to take the chance of missing the 60 day deadline.
Please contact the
Benefits Office as we will need to set up a Special Open Enrollment in order
for you to add your dependent newborn to your
insurance.
It is not necessary to wait until you have baby’s social security card – the enrollment form asks for baby’s social security number but we need to get baby enrolled as soon as possible, therefore, just plan to give us a call with the social security number when you receive it.
Terming Coverage:
When
you are on a leave of absence and lose your benefit eligibility, you may choose
to let your benefits lapse. You may possibly have other coverage
(such as your spouse’s medical plan) and do not want to pay for District
medical premiums. The Benefits Office will talk to you about this and then
will end your coverage at this time. When you return to work from your
leave, it is imperative to contact the Benefits Office to get your benefits reinstated. You will need to
reenroll in SEBB once we have updated you in the SEBB system.
How to Pay Your Portion of Premiums
If you need to pay your portion of any insurance premium(s), please click the following link: PSD Self Pay Payment Portal
Cobra Continuation
If
you decide to apply for an extended leave of absence, you will have COBRA
eligibility for up to 18 months. This is a federal mandate that protects
your availability of medical, vision and/or dental plans. COBRA is a 100%
self-paid program in which you would maintain the same plan(s) you have at the
time of group termination, but would pay the premium(s) in its entirety.
If it is determined in our Benefits Department that you are losing benefit
eligibility and will not be returning to work within a couple of months of child's birth or legal custody, you will receive a COBRA eligibility packet from SEBB with
further instructions.
Optional Benefits
Short term Disability: This is an optional benefit that is employee elected during the District’s annual
open enrollment period in the Fall. If you have this benefit, you may file
a short-term disability claim by following the instructions in your policy.
Please contact the NW Benefits at 425-827-8397 if you have any questions
regarding this benefit and the claim process.
Short
Term Disability plans have a 12 month pre-existing condition clause. This
means that if you have been diagnosed or treated for a disability (pregnancy
included) within the past 12 months, this disability will not be covered.